Rhode Island & Massachusetts Special Needs Planning Services

Last updated on June 8, 2026

Special needs planning in Rhode Island & Massachusetts is essential for people living with disabilities to secure long-term financial stability while maintaining eligibility for government benefits. Proper planning involves much more than creating a will, as it coordinates trusts, beneficiary designations, powers of attorney and future care arrangements. Working with experienced legal console can help you plan effectively. 

Orson and Brusini Ltd. combines big-firm capability with the personalized attention of a local practice when serving the people of Rhode Island. With convenient offices in West Warwick, Newport, Wakefield and Westerly, we provide practical, solution-oriented guidance in complex estate planning matters. 

Benefits Of Special Needs Trusts For Rhode Island & Massachusetts Families 

Special needs trusts are effective tools in special needs planning. These tools allow people with disabilities to receive inheritances, settlements or other assets without jeopardizing eligibility for means-tested programs such as SSI and Medicaid. 

People living with disabilities can use trust assets to pay for educational opportunities, counseling services, adaptive equipment, recreational activities and companion care. Our attorneys can help structure distributions to ensure compliance with laws. 

The Three Types Of Special Needs Trusts

There are three primary types of special needs trusts: 

• First-party SNTs: They are funded with assets belonging to the person with disabilities.
• Third-party SNTs: They are funded using assets belonging to other parties, such as parents. 
• Pooled SNTs: Often managed by nonprofit organizations, they combine assets from multiple beneficiaries for investment purposes while maintaining separate accounts for each participant. 

Our lawyers will help you determine which trust structure best serves your needs.

How Does Special Needs Planning Fit Into Your Estate Plan?

Special needs trusts often require additional legal tools to offer full benefits. For instance, parents can establish revocable living trusts and upon their passing, assets designated for a child with disabilities can be directed into a special needs trust. Moreover, if a child with a disability reaches 18 years of age, families may seek guardianship or a conservatorship. And when it comes to healthcare, powers of attorney and other healthcare directives can help ensure they are protected. In such instances, you may also consider a Letter of Intent, which provides detailed information about a loved one’s routines and preferences. 

Navigating complex estate plans requires expert guidance, and the dedicated team at Orson and Brusini Ltd. is here to help you craft a personalized strategy that protects your family’s future.

Consult A Rhode Island Special Needs Planning Attorney 

Orson and Brusini Ltd. is ready to help you with effective special needs planning to ensure the long-term security of your loved one in Rhode Island and Massachusetts. Call 401-283-7994 or use our online form to schedule a consultation.